Application Steps
We aim to be as quick as possible in giving you a response to your application. You can expect to undergo the following steps in your application process:
Step 1
You complete our application assessment online.
Step 2
We conduct an initial assessment and provide you with an in-principle response.
Step 3
If your application meets the minimum requirements, we invite you to complete our finance application.
Step 4
We conduct due diligence. This process may involve you submitting additional documents e.g. business permits or municipal rates clearance certificate.
Step 5
We structure the financing terms including pricing and negotiate with you. Once we reach an agreement, we obtain approval from internal approval committees.
Step 6
We provide you with feedback regarding your approval. If your application has our investment committee’s approval, we prepare legal documentation for signature.
Step 7
We disburse funds to you according to agreed terms.
Step 8
You repay the loan according to agreed terms.